

Our passion drives us. Respect for our clients and meaningful dialogue define our approach. At I.T. Consulting & Expense Management, we deliver expert vendor consulting at a competitive rate, with no upfront costs for initial assessments. Additionally, our innovative banking technology solutions help clients achieve strategic goals, deliver seamless digital customer experiences, optimize operational workflows, increase interest income, and reduce expenses.

Comprehensive IT Consulting, IT Procurement as a Service & Next-Gen Software Solutions
Bank technology is evolving fast—and core banking, EFT, and debit processing contracts are becoming more complex and expensive. We help banks and credit unions take control of vendor spend with a proven, end-to-end technology services model designed to reduce total annual
costs with your core processor and other critical IT providers. With 35+ years of bank technology and fintech experience, we know how vendors price, where contracts hide risk, and which levers produce real savings. We negotiate to secure the most favorable pricing and terms across your IT services portfolio—especially your core banking agreement—so you can renew with confidence and avoid unnecessary increases.Most financial institutions don’t shop or negotiate aggressively at renewal; that’s where we deliver immediate impact. Engage us for a focused project (such as negotiating your core renewal) or choose to include our Vendor Procurement as a Service (VPaaS) subscription for ongoing vendor oversight, benchmarking, and monitoring—organized in a single, convenient client portal.
We have the experience, the team has worked with the leading core banking and fintech software providers including but not limited to Fiserv, FIS, and Jack Henry, giving you insider-level perspective on what best-in-class solutions look like—and what institutions are paying in today’s market.
Considering a core conversion? We manage the process from start to finish: comprehensive vendor evaluation, RFP development and distribution, objective comparison of responses, and final contract negotiation.
Lastly, many FI's are assessing their ancillary software ecosystem, we can guide you through assessing modern third-party solutions that integrate via APIs and AI-enabled capabilities to improve operations and elevate the customer experience, You can check out our strategic alliance partners under the software solutions tab.
Schedule a NO CHARGE discovery call to identify savings opportunities and strengthen your position during the next vendor contract negotiation period.
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