• Innovative Software Solutions

    We deliver a wide-ranging suite of consulting services coupled with a specialized IT vendor management subscription offering, aimed at empowering community banks and credit unions to take charge of their IT vendor management, maximizing their investments in core banking systems and other software PLUS we offer four specialized software applications you can deploy now to drive efficiency, increase productivity and provide exceptional customer online experiences.

  • NUVONO

    We’re helping banks simplify, scale and future-proof their payments with AI-powered PaaS, multi-rail orchestration and ISO 20022 readiness. Nuvono streamlines, upgrades, and integrates your various outdated payment systems into a cohesive and modern payments platform, tailored to accommodate a wide array of payment options including RTP, Fedwire, ACH, Swift, Zelle, and CHIPS.

    “Throughout my career working with various payment hub providers, I am acutely aware that existing payment systems frequently fail to address the fundamental requirements of banks and, too often, become part of larger Fintech's, morphing into the very legacy systems they were intended to replace. In today’s environment, it is crucial for banks to break free from the slow and expensive systems enforced by their tech providers and adopt a payment framework that is simple to implement, maintain, and utilize, facilitating seamless global transactions, including stablecoin, while harnessing state-of-the-art AI and automation technologies.”

    - Chris Wenning

    DATA OCEANS

    Data Oceans is a customer communications management company that provides banks and credit unions with software solutions to create, manage and deliver personalized omni-channel communications, streamline billing and statement processes, and enhance customer self-servioce experiences.

    Data Oceans provides a unified platform for banks and credit unions to manage letters, notices, statements, invoices and other critical customer documents across mutiple channels including print, online, and mobile.

    Personalized Omni-Channel Communications

    Billing and Statement Automation

    Self-Service Portals

    Compliance-Ready Templates

    Data Driven Personalization

    MINDSHINE TIVA AI

    Mindshine TIVA AI turns the operational friction between a financial institution's existing systems into an intelligent automation layer—connecting fragmented data, deploying purpose-built AI agents, and automating workflows without requiring wholesale replacement of the bank's technology stack. Let's arrange an AI Operational Excellence Assessment, from which CIT Consulting could identify and prioritize opportunities by FTE savings, implementation complexity, time-to-value, risk reduction, customer impact, and revenue impact.

    Use Cases:
    Deposit Operations Exception Agent — automate research and resolution of high-volume exceptions.

    Loan Operations Agent — automate document collection, validation, boarding QC and exception management.

    AML Investigation Copilot — assemble case evidence and investigation context for analysts.

    Reg E / Dispute Agent — automate intake, research, evidence assembly, deadlines and case routing.

    Reconciliation Agent — reconcile transactions and balances across core, GL and payment systems.

    Commercial Loan Monitoring Agent — continuously monitor documentation, covenants, insurance and reporting requirements.

    Customer/Member Service Agent — give frontline employees immediate access to trusted institutional information.

    Audit & Regulatory Evidence Agent — automatically collect, organize and package supporting evidence.

    Executive Reporting Agent — replace repetitive spreadsheet-based operational reporting with governed automated reporting.

    Enterprise Knowledge Agent — make policies, procedures, product information and operating knowledge conversational and actionable.

    RAZE

    Transform your construction loan management by moving away from manual spreadsheets and outdated methods. RAZE offers a comprehensive AI-driven platform that consolidates draw requests, monitors project milestones, streamlines workflows, and reduces operational risks for lenders overseeing residential and commercial lending. Designed specifically for banks and credit unions, it handles every aspect of construction lending, including draw administration, lien management, compliance procedures, inspection tracking, borrower portals, and detailed audit logs—delivering full automation and enhanced visibility.

    DATASEERS

    Manage your customers lifecycle through a single fraud solution built beyond point solutions

    IdentiySeer - KYC, KYB and CIP Onboarding - Case Investigations for CrimeSeer and ComplianSeer.

    ComplianSeer - UDAAP, REG E, Complaints, Subpoena and Interest Rate Calc.

    CrimeSeer - BSA/AML Transaction Monitoring, Case Management, SAR/CTR/OFAC.

    PaymentSeer - API Based Real-Time Fraud with Cooperative Authorization for any Payment Type, P2P (Zelle), Wire Push to Card Debit/Credit ACH RTP FedNow etc. This integrated platform offers advanced analytics and real-time alerts, enabling proactive risk mitigation and enhanced compliance oversight. It consolidates multiple security layers to adapt swiftly to emerging fraud tactics, ensuring comprehensive protection across all channels and transaction types.